1. Acceptance of Terms

By downloading, installing, or using the 10-K Reader app ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.

2. Description of Service

10-K Reader is a free iOS application that allows users to read public companies' 10-K filings. The App does not collect any personal data from its users.

3. Use of the App

You agree to use the App only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the App.

4. Intellectual Property

All trademarks, copyright, database rights and other intellectual property rights of any nature in the App together with the underlying software code are owned either directly by us or by our licensors.

5. Limitation of Liability

The App is provided "as is" without any representations or warranties, express or implied. We make no representations or warranties in relation to the App or the information and materials provided through the App.

6. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. If we make changes to these Terms, we will post the revised Terms on this page.

7. Contact Us

If you have any questions about these Terms, please contact us at [email protected].